Loan Types
We will work with you to find which of these loan types are suitable to your needs.
Fixed Rate Mortgage
Set repayments
It’s easy to get lost while navigating all the different types of mortgage loans available. The Fixed Rate Mortgage could be the right one for you, but it’s important that clients understand all implications before signing something they could later regret. Contact us now in order to discuss the benefits and disadvantages, and together we’ll decide whether this is the right mortgage for you.
Variable Rate Mortgage
Adjustable rates
The Variable Rate Mortgage offers borrowers more flexibility and generally lower rates. I’d be happy to discuss the details of the Adjustable Rate Mortgage and customize it in order to suit your specific needs and financial situation. Contact me to find out if this would be a good fit for your needs.
Split Rate Mortgage
Fixed plus Variable
If you would like to have part of your loan fixed for certainty in repayments and also wants the flexibility that variable rates loan offers, we can find a right loan that can offer you to split your loans. Get in touch today to find if this loan type is suitable to your needs.
Interest Only Home Loan
Pay the interest only
This home loan is particularly attractive for both investment property buyers and home buyers who only want to pay the interest on the balance. If you are unable to plan your finances carefully, this loan type may not be suitable to you. Get in touch today so that we can work with you to discover the suitability of this loan.
Low Deposit Home Loan
High loan to value ratio
If you haven't got funds saved for the initial 10% to 20% home loan deposit, then you could consider a low deposit home loan. This means that you might be borrowing at higher loan-to-value-ratio. This may most likely come with lenders mortgage insurance. We can find this loan type suitable to your needs.